Malaysia
  • RM 23,200

    raised of
  • RM 50,000

🇲🇾 Talian Hayat Bagi Golongan Kurang Bernasib Baik

Bersama ringankan beban yang dipikul oleh usahawan kecil sederhana tempatan daripada golongan wanita dan komuniti B40 yang terkesan akibat pandemik COVID-19 dan kemerosotan ekonomi negara melalui rangkuman kewangan (financial inclusion). Dana yang dikumpul melalui kempen ini disalurkan kepada penerima manfaat dalam bentuk pinjaman tanpa faedah untuk memperkasa dan membantu kelangsungan perniagaan tersebut. Pembayaran semula pinjaman ini dalam jangka masa yang di tetapkan akan digunakan untuk membantu kumpulan usahawan seterusnya bagi membentuk rangkaian dan kitaran lestari yang membolehkan penerima manfaat bertukar menjadi pemberi manfaat.

The famous scholar, Ibn al-Qayyim said, “Women are half the Ummah and they give birth to the other half, so they are the whole Ummah.”

The building blocks and the very foundation of our society is based on how strong and empowered our women are. Keeping this in mind, GlobalSadaqah embarked on a project that would aim to facilitate financial inclusion, highlight the amazing work by our women at the grass roots level, and bring in help to empower them to become role-models for the upcoming generations. So, what is this initiative? 

“Who is he that will give Allah a goodly loan (Qard Hasan)? For Allah will increase it manifold to his credit.”  [Surah al-Hadid, 11]

What is Qard Hasan?

Qard Hasan is a loan extended on a goodwill basis, typically for social welfare or for short-term financing needs. The borrower pays back only the amount borrowed, with no interest or charges from the lender. Should a borrower encounter legitimate difficulty in making payments, the lender will extend the repayment time, or at times waive part or the whole remaining amount, depending on the situation of the borrower.

Keeping this in mind, GlobalSadaqah launched the Sustainable Charity Qard Hasan Program.

Interest-free Alternative: Qard Hasan is a much needed program that opens doors for women in need of assistance to be free of high-interest loans and debt with punitive terms. Most of these beneficiaries don’t have assets to be deposited as a security with banks to be able to get a loan or even make it past the risk screening. This program opens doors of empowerment and self-sustenance for the poor and needy, majority of those who fall into the Asnaf categories. 

Empowering MSMEs: This program aims to be a lifeline to empower and support small enterprises run by women and the B40 community, that have taken a huge hit due to the COVID-19 pandemic and economic slowdown in Malaysia. GlobalSadaqah aims to empower communities by reducing the dependency on charity, and with the objective of turning beneficiaries into benefactors.

GlobalSadaqah and its implementation partners screen, assess, and verify the beneficiaries meeting all KYC requirements. Donations from this campaign will be loaned and transferred to the below verified and eligible beneficiaries. The loaned funds will be paid back by this first batch of beneficiaries and reused for the next batch of beneficiaries based on a set time frame. 

The Messenger of Allah said, “Whoever relieves the hardship of a believer in this world, Allah will relieve his hardship on the Day of Resurrection. Whoever helps ease one in difficulty, Allah will make it easy for him in this world and in the Hereafter. Whoever conceals the faults of a Muslim, Allah will conceal his faults in this world and in the Hereafter. Allah helps the servant as long as he helps his brother. [Muslim]

A single donation has the potential to snowball and go one and change the lives of 10 people instead of just 1 through our Qard Hasan program

Nik Rashidah set up a small business that sold frozen, marinated lamb shanks and BBQ.  

Her business was severely hit by the Covid-19 lockdown. She now faces a dire need of funds to sustain her business and find a premise for preparing her food items. The Qard Hasan loan will help her buy the necessary equipment equipment, basic raw material, and special packaging supplies. This will empower her to get back on her feet again and start her journey again towards financial independence.

Implementation Partner: MadCash

Zarina is a single mother struggling to make ends meet. She has 6 children to take care of. With all the responsibilities on her shoulders, she tried her hands in many different food business hoping for success so that she can provide some stability to her family. 

Zarina eventually started a small food catering business by setting up a stall that focused on selling local Malaysian delicacies like Cendol, Nasi Lemak and all sorts of Kuih Muih. Zarina further started taking orders for baking cakes and cookies for selling in her surrounding locality. 

Implementation Partner: MadCash

Kamaleswari is a resident from Kajang who runs a restaurant business. With the lockdown and movement restrictions imposed due to Covid-19, the business has been affected very badly and is at the brink of closure. She need the support through this loan to save her restaurant and look for sustainable solutions.

Implementation Partner: MadCash

Campaign Partners

MADCash

Implementation Partner

Waqaf An-Nur

Implementation Partner

microLEAP

Implementation Partner

Want to make a direct bank transfer?

You can also opt to channel your contributions directly to GlobalSadaqah if you would like to make a larger donation.

Bank Name: Alliance Bank
Account Name: GS Global Guardian Sdn Bhd
Account Number: 620100010023192
Reference: Qard Hasan

If you have made a direct bank transfer. please send your transfer proof to [email protected] or +60172097798 and specify your donation details

Donors
Mariam Alias RM 200
Mohd RM 200
Anonymous RM 200
Anonymous RM 10
Mohd Yaser RM 1,000
Anonymous RM 100
Anonymous RM 50
Anonymous RM 100
Anak cucu wan RM 300
Nurul Jannah Aminudin RM 20
Anonymous RM 20
Adlil RM 20
Anonymous RM 50
Mariam Alias RM 150
Anonymous RM 500
Anonymous RM 50
Ammar RM 10
Anonymous RM 20
Anonymous RM 10
Anonymous RM 10
Anonymous RM 20
Anonymous RM 10
Anis RM 50
Adlil RM 50
Anonymous RM 50
External Donation RM 20,000